Protect Your REI Adventure

While we make every effort to ensure you have a memorable adventure, unexpected events can affect even the most carefully planned trip. We recommend you purchase one of our Adventure Protection plans, Preferred or Preferred Plus to protect your travel investment, your belongings and most importantly you…so you can enjoy your REI Adventure to its fullest! ...More

The Preferred Plan includes a set of benefits including Trip Cancellation and Interruption, Travel Delay, Medical Expense/Emergency Assistance, Baggage, Baggage Delay and more.

The Preferred Plus Plan includes all of the benefits of the Preferred Plan plus a Cancel For Any Reason benefit that allows you to cancel your Trip for any reason up to 2 (two) days before your scheduled departure, provided you have insured 100% of your Trip cost and paid your premium within 21 days of the date of your initial deposit/payment for your Trip.

It is easy to get your quote, just fill in the information in the Quick Quote calculator to the right. Your quote results will include detailed information and premium for each plan. To enroll simply click the Buy Now button of the plan you wish to purchase and complete the enrollment form. It's as simple as that!

If you prefer to enroll by mail or fax, click here for an enrollment brochure.

Benefits Highlights *

* Benefits and Limits may vary by plan

DESIGNED EXCLUSIVELY FOR YOU!

We Know You Need More

REI Protection is designed to cover more than other travel protection plans: Our plans do not exclude coverage for engaging in the sport mountaineering. $56* per person for Trips up to 30 days. No Age Limits!

*It is important to insure the full cost of your trip to receive the most benefits; however, if you do not insure a Trip cost you are still eligible for Trip Interruption Benefits, up to $1,000.

Use the arrows below to learn more about these and other topics.

Insure The Full Cost of Your Trip

If You insure an amount less than Your total prepaid Trip costs that are subject to cancellation penalties or restrictions: 1) the maximum benefit for Trip Cancellation will be limited to the amount of coverage purchased; 2) the maximum benefit for Trip Interruption will be limited to 150% of the amount of coverage purchased; and 3) there will be no coverage available under the Cancel For Any Reason Benefit (Preferred Plus Plan only).

Protection for your travel arrangements, your belongings and most importantly YOU!

REI Protection is designed to cover both you and the cost of your travel arrangements against a variety of unforeseeable reasons that may affect you or your travel plans. Our custom plan helps us provide you with the protection you need both before and during your travels. It’s important that you understand how you are covered and when is the best time to buy.

Buy Early

For a variety of reasons, it is prudent to purchase travel protection when you first book your trip (i.e. make your first payment for travel arrangements). Why? Most travel protection policies contain one or more time sensitive provisions that broaden coverage. The time sensitive provision applies to waiving of the Pre-Existing Conditions Exclusion and the Cancel For Any Reason Benefit which is available on the Preferred Plus Plan.

Do I have Coverage Through My Credit Card?

While credit cards often provide benefits for Accidental Death & Dismemberment and other limited benefits and services, they generally do not provide the same level of benefits available under a travel protection plan.

Satisfaction Guarantee

If you are not satisfied for any reason, you may return your Certificate/Policy to us within 10 days after receipt. Your plan payment (less any enrollment fees charged, where applicable) will be refunded, provided you have not filed a claim or departed on your trip. When so returned, the Certificate/Policy is void from the beginning.

Travel Insurance Basics

Travel insurance plans include benefits intended to protect you, your travel investment and your belongings. The basic benefits include:

Trip Cancellation/ Interruption to reimburse you should you have to cancel or interrupt your trip for a covered medical or non-medical reason.

Medical Expense/Emergency Assistance to cover medical expenses and emergency transportation for a sickness or injury that occurs while you are traveling.

Travel Delay Benefits to cover your out-of-pocket meal and accommodation expenses due to flight delays or cancellations or for other similar covered reasons. You must be delayed for a specified amount of time, such as 8 hours or more.

Baggage and Baggage Delay to cover loss or damage to your baggage or personal items or the cost of buying toiletries or personal articles if your baggage is delayed for a specified amount of time.

Trip Cancellation

This benefit covers the non-refundable trip costs when you must cancel your travel plans.

All plans cover cancellation for covered medical reasons (such as Sickness, Injury or death of you, a Family Member or Traveling Companion).

Additionally, certain non-medical reasons will be covered as well, such as: air carrier delays or cancellations, theft of travel documents, damage or destruction of your home, etc.

Trip Interruption

This benefit covers the cost of your unused, non-refundable land or water travel arrangements and the additional air expense to either resume your trip or return home, if you interrupt your travel plans and/or return home early from your trip for the same types of medical or non-medical reasons covered for Trip Cancellation.

Medical Expense/Emergency Assistance

This benefit reimburses you for medical treatment during your trip if you become sick or are injured while traveling. Additionally, air transport expenses (such as upgraded air arrangements, air ambulance, including doctor or nurse escort expenses) for medical evacuation are covered, if needed to obtain the appropriate level of care required for your condition.

Non-Medical Emergency Evacuation

This benefit covers you for transportation expenses to the nearest place of safety if a formal recommendation from appropriate local authorities or the US State Department is issued to leave a country due to: 1) a natural disaster such as an earthquake, wild fires or tsunami; 2) civil, military or political unrest; or 3) being expelled or declared a persona non-grata.

Cancel For Any Reason

This benefit allows you to cancel your trip for any reason whatsoever and still be reimbursed for most of your non-refundable trip costs. To be eligible for this coverage, the plan must be purchased within 21 days of the date you made your initial payment for your trip, you must insure 100% of the cost of all Travel Arrangements that are subject to cancellation penalties or restrictions by the Travel Supplier and you must cancel your trip 2 days or more prior to your scheduled departure.

Important Tip! Like some other provisions and benefits, Cancel For Any Reason is time sensitive and must be purchased within 21 days of the date of the initial deposit for the trip. Remember, unlike covered reasons such as sickness or injury, you do not receive reimbursement for your entire cancellation penalty amount.

When To Buy Travel Insurance

For a variety of reasons, it is prudent to purchase travel insurance when you first book your trip (i.e. make your first payment for travel arrangements).

Why? Most travel insurance policies contain one or more time sensitive provisions that broaden coverage. The time sensitive provisions which are included in most of our plans apply to several coverage enhancements, such as: waiving of the Pre-Existing Conditions Exclusion; Travel Supplier Bankruptcy or Insolvency protection and the Cancel For Any Reason Benefit.

Travel Supplier Bankruptcy or Default

What if your airline or travel supplier ceases operations? Other airlines or travel suppliers will try to find space for you but usually at a cost, what happens if they can't meet your needs? We have plans to cover a trip cancellation or interruption due to supplier Bankruptcy or default.

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